Senior Associate - Impact Lending

Job Category:
Banking and Financial Services

Do you want to be part of using the business of banking as a force for good? Do you want to create positive impact for people and the planet? Bank Australia is the bank for people who want to be part of a movement creating a fairer and more just world.

We're growing fast as more people choose to align their banking with their values. We're a customer owned, B Corp certified bank. We empower our staff and 185,000+ customers to be part of the clean money movement.

We have a permanent, full-time opportunity for a Senior Associate - Impact Lending to join a collaborative and professional Impact Lending department. The Senior Associate will report to the Senior Manager - Impact Lending.

The Senior Associate will be responsible for financing businesses and organisations committed to driving positive, social, environmental and cultural outcomes. The Senior Associate will work closely with our Senior Impact Finance Managers to develop and execute lending solutions that contribute to creating positive impact. The role will be required to undertake detailed credit analysis, execute transactions from credit assessment through to financial close and perform ongoing portfolio monitoring. The Bank has a focus on the providing funding for projects that deliver inclusive and affordable housing thus experience in property finance is considered an advantage.

• We have big plans to become Australia's most trusted bank and a leading purpose-driven business.
• As a certified B Corp, we're part of a global business community who meet the highest social and environmental standards, putting purpose over profit.
• Every role and person in our bank is essential to bringing our values, purpose and aspiration to life.
• We offer flexible working options, competitive salary and 13% super.
• Our staff have access to a range of meaningful benefits to support their physical and mental wellbeing including 24/7 free counselling, free flu vaccinations and discounted gym memberships.
• We also support staff with study assistance, paid parental leave (regardless of gender), volunteer, bereavement, gender affirmation and family violence leave;
  and the opportunity forbonus annual leave.
• We support our staff to grow their careers through learning and development and an organisational culture where we reward and recognise innovation and values, not long hours.
• We are committed to building an inclusive culture and a diverse workforce that reflects the Australian community.
• We care for a conservation reserve - where we work with key partner organisations to protect threatened species and involve staff in conservation.

What you will be doing

• Prepare credit papers and recommendations focusing on deep financial/risk analysis for complex transactions and present these to the Bank's credit decisioning managers
• Recommend and complete due diligence appropriate for the type of lending including the review of independent expert reports
• Negotiate and execute legal documentation working with the Bank's external legal counsel
• Ensure all aspects of the credit process are adhered to including regulatory and compliance requirements
• Manages ongoing portfolio requirements including covenant monitoring and annual reviews
• Support Relationship Managers with building partnerships in the Bank's priority impact areas
• Contribute to strong continuous improvement culture and develop knowledge and expertise within the Banks target segments.

What you will bring

• Experience in commercial or corporate banking or related field is essential
• Previous relevant solid experience working in a similar role with demonstrated experience in credit analysis and preparing credit submissions
• Established commercial acumen with a proven track record of building strong relationships
• Flexibility, adaptability, resilience and a "
  Can do"
  attitude
• Knowledge or experience in property finance or sustainable finance would be advantageous.
• Passion and drive to contribute to solutions which create social and environmental impact
• Tertiary qualifications or equivalent experience
• Have passion for contributing to solutions that align with the Bank's values and objectives and enjoy thinking innovatively
• Commitment to Bank Australia's purpose, aspiration, values and brand as well as the B Corp ethos.

By submitting an application you agree to Bank Australia's Privacy Policy for applicants and confirm that you are legally able to work in Australia. Bank Australia is an equal opportunity employer committed to sustainable development. We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people, people from different cultural backgrounds and people with disabilities because we want to reflect the diversity of our communities. We are committed to making reasonable adjustments to provide a positive, barrier-free recruitment process and supportive workplace.

Bank Australia reserves the right to withdraw this advertisement at any time. Candidates will be progressed as applications are received, rather than after the advertisement closure date. If you wish to be considered, please submit your application as soon as possible. Please note, the successful candidate will be subject to satisfactory background checks including but not limited to police and previous employment.